Finance
Credit Cards Explained
Credit cards provide convenient access to funds, but require responsible financial management
Bank Loans
Bank loans offer financial support with interest, repayable over agreed terms
Standing Orders
Standing orders automate regular payments, ensuring consistent financial transactions for convenience.
Direct Debit
Direct debit automates payments, securely deducting funds for bills and subscriptions.
Interest Rates
Interest rates influence borrowing costs, savings growth, and overall financial decisions.
What is APR?
APR (Annual Percentage Rate) measures the total cost of borrowing, including interest and fees.
What is your Credit History?
Credit history reflects an individual’s financial behavior and creditworthiness for lenders.
Types of finance explained
Finance options include personal loans, mortgages, credit cards, and investment opportunities.
What is an overdraft?
An overdraft allows account holders to withdraw more funds than available.
Tax codes
Tax codes designate how much income tax should be deducted from earnings.
Financial Education 16+
A guide to supporting yourself financially for young adults 16+.
Budgeting App
A free App to manage your money, track your expenses and plan your budget.